Need money fast? 

Get a loan
up to $3,000

No credit check
Get your money in 24h
Available 7 day
Secure applications, 100% online
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5-star rating
Thousands of satisfied customers
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Apply Online Quickly

Fill out the form.

Enter your information and the amount you wish to borrow.

Complete the bank verification.

Brief account confirmation without a credit check.

Get your funds

Accept the agreement and receive a transfer directly into your bank account.

Our mission

We understand the importance of accessing fast and reliable financing solutions when you need them. Whether it’s for a project, overcoming an unexpected event, or optimizing your finances, our mission is to provide you with accessible and hassle-free support.

Through our 100% digital platform, we connect you with carefully selected lenders known for their reliability and transparency. An efficient, fast, and easy-to-use service, trusted by thousands of satisfied clients. Start your application today and discover a new way to manage your finances online, effortlessly and with confidence!

Quick approval

No credit check

100% online

Money received within 24 hours

FAQ

What are the basic requirements to apply?

You must be 18 years or older, have a Canadian bank account, and a monthly income. These are the basic criteria to apply with our partners.

Can my application be rejected, and why?

Yes, an application can be rejected if it does not meet the basic requirements set by the lender and the Consumer Protection Office, particularly regarding repayment capacity.

Does MoniBodi provide loans directly?

No, MoniBodi does not lend money directly. We are a brokerage service that facilitates connections between borrowers and a network of reliable, accredited lenders. All our partners are authorized by the Consumer Protection Office.

How long do I have to wait to receive the funds?

Once your application is approved and the contract is confirmed, the funds are typically transferred the same day via INTERAC e-Transfer.

How does instant bank verification work?

Instant bank verification allows lenders to quickly and securely review your current financial situation by accessing your recent bank transactions. This method does not affect your credit score and speeds up the processing of your application.

Will my credit history be taken into account?

Our partners primarily assess your current repayment capacity through instant bank verification (IBV) rather than relying solely on your credit history. This allows individuals with past credit challenges to apply as well.

What are the interest rates on the loans?

Interest rates are determined by each lender and vary based on your financial situation and risk profile. Our partners strive to offer competitive rates tailored to each profile.

Thousands of satisfied clients

MoniBodi was a real lifesaver for me! I needed funds quickly for an unexpected expense, and within less than a day, everything was sorted out. The process is super simple and fast, and I felt confident throughout. I highly recommend it!

Antoine Gagnon
Lévis

I had some reservations due to my credit score, but MoniBodi helped me find a solution anyway. The service is fast, and the terms were clearly explained. In less than 24 hours, I had the funds I needed.

Isabelle T.
Montreal

MoniBodi exceeded my expectations! I was able to get a loan without complications or long administrative processes. Their platform is easy to use, and customer support is excellent. I received the funds faster than expected and with no hidden fees.

Patrick D.
Laval

Apply for a loan today!